Good consumer returns

People who already have a credit card want to apply for a large credit card, and good credit for consumption and repayment is the key. If you already have one or more credit cards, and all of them maintain diversified and stable consumption, and the repayment is good and never overdue, then handling large credit cards will have great advantages.

No credit card:

Good income and assets

If you have never owned a credit card and want to apply for a large credit card for the first time, you must have good income and assets.

Good income and assets include: income certificate, real estate certificate, mortgage purchase certificate, automobile property certificate, bank deposit certificate or securities certificate, etc. Having these can greatly improve the chances of success in handling large credit cards.

The threshold for handling large credit cards is high, the procedures are complicated and the review is strict. Personal good credit and income assets are particularly important. Don't be discouraged if you can't apply for a large credit card for the time being. You can apply for more credit cards to win by quantity. In addition, if you really need funds urgently, you can apply for credit card installment.