Three basic functions: credit consumption, cash advance and transfer settlement. Real credit card: spend first, then repay.
Cash withdrawal from local peers: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan. Local inter-bank cash withdrawal: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan. Cash withdrawal from peers in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan; Cross-bank cash withdrawal in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan. Cash withdrawal from overseas UnionPay: 1% of the transaction amount, with a minimum charge of 15 yuan; Overseas non-UnionPay cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of USD 3 and a maximum charge of USD 30; Overseas emergency cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3.
Extended data
Individuals with full capacity for civil conduct and legitimate income can apply for a personal master card with their valid identity documents (including ID card, military officer's card, police officer's card, passport, etc.). , the same below) identified by the public security department.
Personal master card applicants can apply for no more than three supplementary cards for spouses and immediate family members with civil capacity; All the funds used by the secondary card are transferred to the main card account, and the main card holder is responsible for repaying all the payables of the secondary card.
Baidu Encyclopedia-Postal Savings Bank Green Card