Is there a handling fee for Alipay to return the credit card?
There may be a handling fee for paying back the credit card with Alipay. Alipay stipulates that if you repay through Alipay mobile phone client, it is completely free. If the repayment is made by computer, it is free for me, but for others, the handling fee rate is 0.20%, ranging from 2 yuan to 25 yuan.
Tip: the name of the account is the same as the name of the receiving bank, which means repayment for me; The account name is inconsistent with the name of the receiving bank, and repayment is made for others, including the relationship between the traditional Chinese characters and simplified Chinese characters of the credit card holder's name and Alipay account name.
How soon will Alipay return the credit card to the account?
Banks with immediate receipt: Citibank, Standard Chartered Bank, Nanchang Bank, Shang Hui Bank, Hankou Bank, Chongqing Bank, Harbin Bank, Urumqi Commercial Bank, bank of tianjin, Guangzhou Rural Commercial Bank, Guangzhou Bank, Chongqing Rural Commercial Bank, Wenzhou Bank, Chengdu Rural Commercial Bank, Du Yao Rural Commercial Bank, Baoshang Bank, Hangzhou Bank, Beijing Bank, Jiangsu Bank, Nanjing Bank, Shengjing Bank and Shanghai Rural Commercial Bank.
00:00-23:30 repayment: it will arrive at the account on the same day, at 23:30-24:00, and at the bank of the next day: Agricultural Bank, Industrial and Commercial Bank, China Merchants Bank, China Construction Bank, Bank of China, Huaxia Bank, Bank of Communications, China Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Bank and China Postal Savings Bank (all of which can arrive at the account the next day).
Bian Xiao reminds you to return the credit card one or two days in advance as far as possible, so as to avoid the overdue credit card due to the arrival of the account, which is not worth the candle.