Credit cards can be paid on the same day and repaid on the same day. \x0d\① Credit card repayment date is the most cost-effective and enjoys the longest interest-free period; \x0d\② Credit card installment payment needs to bear additional handling fee, which varies according to the number of installments; \x0d\③ Credit cards should be repaid in time to avoid high late fees and penalty interest; \x0d\④ Don't use the minimum repayment amount indicated in the bill easily.