CCB Black Gold Card refers to CCB Diamond Card. Diamond credit card is also the highest-level credit card product among the credit cards launched by CCB. Generally, this kind of credit card can enjoy more rights and interests. The treatment of the construction bank's black gold card can mainly be reflected in financial services and value-added services.
1 financial services: enjoy special financial services, 24-hour VIP line service, priority queuing service at outlets, preferential interest rate for personal consumption loans, double points for credit card spending and high credit card credit line;
2 value-added services: free golf driving range, medical VIP access, 24-hour free road rescue, airport VIP room service, private lawyer service, and aviation accident insurance of tens of millions of yuan.
The differences between the credit line of platinum card and black card are as follows:
1. Credit line: platinum card (with a credit line of 5,-1 million yuan) and black card (with a credit line of more than 1 million yuan but less than 5 million yuan);
2. Annual fee standard: 2, yuan for domestic platinum cards and 18, yuan for black gold cards.
3. Annual fee-free policy: Platinum card holders who spend a total of RMB 4 million can be given a permanent annual fee-free discount for their primary and secondary cards; Black cards with a cumulative consumption of 1 million yuan can be given a permanent annual fee-free discount for their main and secondary cards.
4. Preferential policies for card use; Platinum cards and black cards have different promotion preferential policies at different time periods. Black gold cards enjoy more discounts and discounts than platinum cards. For details, please refer to the real-time promotion activities of ICBC Credit Card in official website. The services enjoyed by the black card include almost all kinds of supporting services such as travel and entertainment planning and emergency handling, and the service purpose of the card also belongs to the highest level. No matter where the cardholder is, any requirements will be immediately responded and assisted.
Benefits:
1. Annual fee-free policy: the annual fee for the following year is free for the Puka Gold Card to be swiped three times (excluding special cards such as business cards and car cards)
2. Cash withdrawal fee: within China: 1‰ of the transaction amount, with the lowest 2 yuan and the highest 5 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.
3. The longest interest-free period: 5 days
4. Multi-account management: limit * * * Independent repayment on the billing day.
5. online payment: AliPay: it can be used after online registration, and the single and single-day limit is 5 yuan
6. installment business: support interest-free installment (3, 6, 12 and 24) for specific merchants. You can apply for installments (3, 6 and 12 installments) by phone after spending more than a single sum of money in 1 yuan, and each installment will generate different handling fees according to the number of installments.
7. Billing date: 27th of each month, which can be revised once a year.
8. Card category: gold card (with a quota of 1,-5, yuan)
9. CCB credit card provides you with cash withdrawal (cash withdrawal) service, and you must pay a cash withdrawal fee to withdraw cash (cash withdrawal). According to the relevant regulations of the People's Bank of China and SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed 5, yuan (except for overpayment outlets);