There are many obligatory banks, so general banks are very convenient to apply for credit cards, such as China Construction Bank, Industrial and Commercial Bank of China, China Merchants Bank, etc.
The most important conditions for applying for a credit card are:
① Aged 18-60;
② Have a stable job and income;
③ The necessary application documents are copies of identity certificates and work certification documents;
④ Provide other financial support documents.
The detailed application information is as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a copy of the military ID card.
2. Work certificate: It can be the original work certificate issued by the unit where you work (state the specific company name, department, position and income, and stamp the company seal or personnel seal), or A copy of the original and marked work permit/plate that has been verified by the promoter;
3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding vouchers, or the market value of houses, cars, deposits and investments Proof documents (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other materials that can prove the financial level.
4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.
As long as the conditions are met, you can apply.