How to turn off password-free credit card payment? Simple steps to solve it in minutes

Nowadays, using credit cards for consumption is a very common consumption method. The credit card has a small function called "small amount without password and visa-free", which is a quick service provided by China UnionPay to cardholders. So how to cancel password-free payment? Let’s go and have a look next.

Credit cards have a small function called "Small amount without password and visa required", which is a fast service provided by China UnionPay to cardholders. When a credit card has the "Quick Pass" mark, password-free payment will be used when making transactions of a certain amount (300 yuan domestically, and the local limit overseas) and below at designated merchants.

But if you lose your credit card and turn on password-free payment, the credit card may be maxed out, so it is better to turn off password-free payment. So how to turn off password-free credit card payment?

1. Use credit card APP

Nowadays banks basically have their own credit card APP, and on these APPs, users can also turn off password-free payment on their own.

2. Call the bank customer service number

Call the bank customer service number and inform the bank that it needs to cancel the "password-free and visa-free small amount" function, and then check the personal information and pass it. , the bank will turn off this feature for you.

3. Go to a bank branch

You can also bring your ID card and credit card to the nearest bank branch and inform the bank at the counter to request to turn off the "password-free and visa-free payment for small amounts" "For this function, the bank will turn off password-free payment on the spot, which will take effect at that time.

The above is the relevant content brought to you "How to turn off password-free payment with credit card? Simple steps to solve it in minutes". Although you can turn off password-free payment according to the above method, the credit card still needs to be kept safe. , be careful of being stolen.

Teach you step by step to turn off "Quick Pass"

Teach you step by step to turn off "Quick Pass"

The following are the methods of turning off the small amount password-free function of the five major banks. Please spread the word! All methods come from the official WeChat and online banking independent service inquiries of each bank.

Bank of Communications

1. Go to mobile banking "My-Settings-Transaction Security Settings", then click "Small Amount Password-Free Settings - Quick Pass Small Amount Password-Free and Visa-Free" Turn off the password-free function for small amounts.

2. Contact the national unified customer service hotline 95559, which is closed.

Bank of China

1. Credit card: The password-free and visa-free function for small amounts is enabled by default. You can call the customer service hotline 4006695566 and select No. 0 to transfer to manual service to apply for closing the password-free and visa-free small amounts. business.

2. Debit card: By default, the system enables small-amount password-free transactions for all cards. Customers who do not accept this service can be closed through counter channels.

Agricultural Bank of China

1. Go to the outlet counter to turn off this function;

2. Log in to Mobile Banking and click "My → Security Center → Debit Card Security Lock", select the account and click Small Amount Password-Free Management to turn off this function;

3. Log in to personal online banking, click "Settings→Account Limits→Small Amount Password-Free Management", select the account and turn off this function;

4. Dial the customer service hotline 95599 to turn off the debit card function.

(All consumer businesses require a password)

China Construction Bank

■If you have opened mobile banking, you can close the small password of your bank card as follows: No password verification function.

1. Turn off the password-free and visa-free function of IC card debit card:

(1) Mobile banking customers can go to "Home Page—Account (formerly 'Wealth')—Details—Update The "Multi-Small Amount Password-Free Settings-Cancel Settings" menu is closed. Note: If the "Account" menu is not displayed on the homepage, please click the custom quick link area "" to enter the selection.

(2) Online Banking Shield customers can close the account through the "My Account - Account Management - Transaction Settings - Small Amount Password-Free and Visa-Free Settings" menu in personal online banking.

2. Turn off the credit card "small-amount consumption without password verification" or "UnionPay QuickPass without password verification" function:

(1) Log in to mobile banking and go through "Credit Card - Payment Management" ” menu and close according to the prompts.

(2) Log in to personal online banking, go through the "Credit Card - Card Manager - Payment Management - Password Verification-Free Settings" menu and close according to the prompts.

■If you have not activated it, please bring your ID card, bank card, and mobile phone to activate mobile banking or turn off this function on our bank's STM machine.

ICBC

1. Please log in to the "Finance" function of ICBC e-Life, select the credit card you want to apply for on the page, and click "Settings-Consumption Settings-UnionPay Contactless Bank Account" 2. Please log in to online banking and click "All - Credit Cards - My Credit Cards - More - UnionPay QuickPass Online Small Amount Quick Payment" function settings.

How to turn off the functions of bank cards and credit cards that support Cloud QuickPass and password-free payment?

Steps for turning off Quick Pass for bank cards and UnionPay cards:

In fact, for now, if you want to turn off the Quick Pass function of UnionPay cards, you need to contact the bank that issued the card in person. , and then apply to the official to close the "small-amount password-free payment" business opened by default through the customer service phone or the bank's offline counter.

In addition, some banks now also support the use of mobile APPs to pay for small amounts without password. Take "UnionPay Cloud QuickPass" as an example. Click the button in the upper right corner of the software to enter the personal center. Then find the "Password-free Payment" service through the "Payment Settings" function, and you can directly turn off the "Quick Pass" function.

The UnionPay card small-amount password-free and visa-free service is what the industry calls UnionPay QuickPass online small-amount fast payment service. When the cardholder uses a UnionPay chip card or mobile payment device with the "QuickPass" logo to conduct transactions of a certain amount (300 yuan domestically, and the local limit overseas) and below at designated merchants, only You need to bring your UnionPay chip card or mobile device close to the "Quick Pass" sensing area of ??the terminal, and you can complete the payment with just one wave. During the payment process, cardholders do not need to enter a password or sign, and can enjoy a true new "Quick Pass" experience of "pay with one swipe, pay and go".

Currently, this service has received support and participation from many commercial banks at home and abroad. Chip credit cards issued by Industrial and Commercial Bank of China, Bank of China, Bank of Communications, Postal Savings Bank of China, China Merchants Bank, China Everbright Bank, China CITIC Bank, China Minsheng Bank and overseas issuing banks, as well as China Construction Bank, Bank of Communications, Postal Savings Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, The first batch of chip debit cards issued by the Bank of Beijing has been opened. By April next year, UnionPay chip credit cards will fully support this feature, and more bank chip debit cards will also be supported by then.

This password-free and visa-free service launched by UnionPay not only brings convenience, some banks have also launched preferential activities for "Quick Pass". For example, some time ago, CITIC launched McDonald's specifically for UnionPay Quick Pass. There is a 40% discount for swiping the card. Therefore, using the UnionPay Quick Pass function is not only convenient but also saves money. Friends, please take out your UnionPay cards and see if there is a "Quick Pass" mark

How to turn off the Quick Pass function of Agricultural Bank of China credit card

Credit cards generally enable small-amount password-free payments by default to facilitate personal consumption. Some friends who hold Agricultural Bank of China credit cards want to turn off the Quick Pass function of the card. Next, I will tell you Let me introduce how to close the Agricultural Bank of China credit card quick pass.

1. Bring your ID card and the credit card whose Quick Pass function needs to be turned off, go to an Agricultural Bank of China branch to turn off the function;

2. Directly call the Agricultural Bank of China credit card customer service hotline 400-669-5599 Transfer to manual customer service to apply to turn off the credit card quick pass function;

3. Download and log in to the Agricultural Bank of China mobile banking APP, click "My" - "Security Center" - "Security Lock", select the account and click "Password Free for Small Amounts" Manage and turn off the Quick Pass function;

4. Log in to Agricultural Bank of China online banking, click "Settings" - "Account Limits" - "Small Amount Password-Free Management", select the account and turn off this function.

The above is an introduction on how to turn off the Agricultural Bank of China credit card Quick Pass. I hope it will be helpful to everyone.

This concludes the introduction on how to turn off credit card Quick Pass and how to turn off and use Credit Card Quick Pass. Have you found the information you need?