240 yuan. According to the official information released by Huaxia Bank, the exchange rate of credit card points is 1 0,000 points, so Huaxia Credit Card120,000 points are exchanged for 240 yuan. Huaxia Bank officially issued Huaxia Credit Card on June 8, 2007. Huaxia Bank's first series of credit cards are divided into ordinary cards, gold cards and titanium cards.