Many people have six or seven credit cards unconsciously, and some young people have credit cards because of their high value. This is also why the artist's co-branded card has been spit out by many old users, but the bank insists on issuing it. There are also some card players who prefer credit cards that need to pay a rigid annual fee, because although this kind of start has a quota, the rights and interests are very practical. However, young people who apply for credit cards in life are mostly attracted by the gimmicks that are free of annual fees. A little knowledge of credit cards does not prevent them from paying IQ tax. Credit cards of CITIC Bank have always been very popular. Today, Bian Xiao will teach you how to waive the annual credit card fee of CITIC Bank.

How to waive the annual fee of CITIC Credit Card?

1 Unlike other banks, CITIC Bank will not charge an annual fee if its credit card is not opened.

2. If you swipe your card or withdraw cash once within 30 days of card approval, you can enjoy exemption from the annual fee for the first year;

3 spend 5 times in the first year, and the annual fee is free in the second year;

After the number of credit card uses in the next year reaches the standard of annual fee exemption, the annual credit card fee in the next year will be exempted, and so on.

However, CITIC Bank has a rigid credit card that charges an annual fee, so it is best to know clearly when handling the card. Secondly, in the eyes of many people, you can avoid the annual fee if you swipe your card a certain number of times or spend a certain amount; The reality is that different banks have different ways of exempting annual fees ~

Credit card annual fee-free skills

1 Considering that the number of credit card swipes and the credit limit of each bank are different, it is best to set an annual reminder;

Many banks can use points to offset the annual fee;

When opening a card, the bank staff must determine the calculation period, calculation conditions and exemption conditions of the annual fee.

It's best to remind everyone that the annual fee is not deducted at the end of the year, but determined according to the activation date of the card, but there are also special cases like CITIC Bank that are delayed for 60 days. There are also many bank credit cards that charge an annual fee even if they are not activated. For example, the cost of work is an annual fee in disguise; The bank won't give you money for nothing.