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Do I have to pay off the temporary credit card limit when it expires?
Temporary credit card line, according to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line and has a certain validity period.

Do I have to pay off the temporary credit card limit when it expires?

No, the temporary credit card limit has a certain period, which means the validity period of the temporary credit card limit, that is, after this time, the temporary credit card limit will not be used. Credit card repayment is related to the current bill, and the temporary limit used in the bill must be paid off after the bill is issued, so there is no saying that the temporary limit of credit card must be paid off when it expires.

For example, Mr. A's credit card limit is 5000 yuan, and he applied for a temporary limit of 1 000 yuan. The current bill shows that the amount is 5500 yuan, so the minimum repayment amount can be selected for the part of 5000 yuan, and the temporary limit in 500 yuan must be paid off in full.