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Can’t pay off your credit card?

It may be that there is an abnormality in the repayment or withholding function between the repaying bank and your bank card. You can take this card to the bank counter and operate it, change the settings and it should be fine. It may also be because your bank card has a maximum daily consumption limit, and the maximum limit has been reached that day, so the operation cannot be performed.

The reasons for failed deductions are: 1. The debit bank card balance is insufficient, the user needs to ensure that there is sufficient balance in the bank card; 2. Bank card limit problem, if the repayment amount is higher than the bank card limit It will lead to withholding failure; 3. Bank channel delay or other reasons. Finally, I would like to remind you that when taking out a loan, be sure to confirm with the relevant bank or lending institution whether automatic deductions are being made and whether "automatic repayment" has been successfully set up. It is recommended to reserve a certain amount of money in the repayment bank card to leave enough room to avoid failure of repayment due to insufficient repayment balance.

Extended information:

Bank cards refer to all or part of the credit cards issued to the society by commercial banks (including postal financial institutions) with the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Functional credit payment tool. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.

The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality. Starting from August 1, 2017, annual bank card management fees will be cancelled, and charges for some basic financial services of commercial banks will be suspended. On April 22, 2019, China UnionPay released the "China Bank Card Industry Development Report (2019)". On December 2, 2019, the "Regulations of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Dispute Cases" were adopted at the 1785th meeting of the Judicial Committee of the Supreme People's Court and will come into effect on May 25, 2021. The "Regulations" make it clear that the People's Court supports cardholders' request for card issuers to return the principal and interest of deposits or overdrafts that have been stolen and debited, liquidated damages and compensation for losses based on the legal relationship between debit cards and credit card contracts; at the same time, it does not support card issuers' requests for credit card holders to The cardholder repays the principal and interest of the overdraft, liquidated damages, etc.