You can still apply for a credit card if you have a loan, unless your loan runs out of your credit limit, or your loan has an overdue record that affects your credit information. Generally speaking, loans help banks to know your credit status, and it will be easier to apply for a credit card. To apply for a credit card, you can submit an application form and card-handling materials:

First, the basic application materials are identity certificates, such as resident identity cards, military identity cards, passports, etc.

Second, proof of income is also necessary, and the salary card or passbook has been recorded for three consecutive months recently.

Third, it is best to have proof of residence, such as any bills such as water, electricity, gas and telephone charges in the last month, which must be in the name of the applicant.

Fourth, some other relevant certificates are helpful to increase the quota, such as household registration book, real estate license, driver's license, academic certificate and professional certificate.