It is often the case in life that you go to apply for a credit card with friends or colleagues, but their credit cards are approved, but you are always rejected; Or all the cards have been approved, but the credit line of others is several times higher than yours. There is no doubt that this is because people's qualifications are better than yours, and they may be high-quality customers favored by banks. So, what is the quality customer in the eyes of banks? How can we become quality customers? Let's take a look at it.

A general bank can judge whether an applicant is a quality customer mainly from three aspects:

1. The applicant's credit record is good.

2. The applicant's occupation is stable, such as civil servants, teachers, public institutions and listed companies.

3. The economic strength of the applicant, and whether it has sufficient repayment ability.

So, if you want to be a high-quality customer of the bank, you can start from the following points:

1. Develop a good credit record, which needs to be accumulated slowly in your daily life, such as paying back on time when using a credit card, not overdue when you have a mortgage or car loan, paying water, electricity and internet fees on time, and not being in arrears easily, and so on.

2. Find a job that is popular with banks, especially one that can improve your social status. For example, take an examination of a civil servant, take an examination of a public institution, quit to work in a top 5 enterprise and some well-known companies, or take an examination of some qualification certificates, such as certified public accountants, lawyers and doctors.

3. Improve your income level and have a relatively solid economic foundation. After all, financial assets are the key to becoming a high-quality customer, which also depends on how much customers contribute to the bank's profits. So you can move bricks in the bank to deposit hundreds of thousands of deposits, or buy some bank wealth management products.