Guangfa Unbounded Card is an unbounded credit card issued by China Guangfa Bank and UnionPay. It is an electronic card and does not have a physical card. It can be applied for online. UnionPay Unbounded Card no longer relies on physical cards. Users at home and abroad can operate it online through multiple platforms such as Cloud QuickPass and commercial banks, realizing one-stop online card application, card use, transaction management, etc.

1. Annual fee:

Different levels have different annual fee standards, but the annual fee can be reduced or reduced under conditions.

The annual fee for the Gold Card is ￥180/year, and the annual fee is waived in the first year. Spending/withdrawing 6 times within the annual fee cycle of the current year is free of annual fees for the following year; the Platinum Card has an annual fee of ￥180/year, and the annual fee is waived in the first year. There is no annual fee, and 6 purchases/withdrawals within the annual fee cycle of the current year are exempt from the annual fee for the next year.

Note: The credit card annual fee deduction date is generally based on the date of activation of the new card. The annual fee cycle starts from the annual fee date of the previous year and ends one day before the annual fee date of this year.

2. Rights: Three exclusive special rights and cross-border cash rebates

1. Multiple points for online shopping: different levels have different points multiples.

The gold card can accumulate 2 times the points for online shopping, with a monthly limit of 100,000 points per person;

The platinum card can accumulate 3 times the points, with a monthly limit of 200,000 points per person.

And they all come with double points*** for the birthday month, and the points will be credited within 2 days after consumption.

2. Redeem exclusive gifts: You can use exclusive points to redeem gifts on the Discovery APP.

Including Starbucks 30 yuan coupons, mall beauty discount coupons, O2O membership cards, financial management rights, etc. The details are subject to the event promotion, and each person is limited to one redemption per month.

Path: Discover wonderful APP→My→Commonly used tools→My rights→Wonderful life.

3. UnionPay special rights and interests:

Including membership rights, supermarket digital gift certificate rights, public payment rights, card protection rights, Starbucks privileges in Hong Kong, TRIP.COM Hotel privileges and other benefits.

For details, you can view the detailed rights and interests through "UnionPay QuickPass APP→Home Page→UnionPay Unbounded Card→Card Application Rights".

4. UnionPay cross-border cash rebate: As of June 30, 2021, if you use UnionPay Unbounded Card to spend offline on the UnionPay network overseas, you can get 1% cash back when the actual payment amount exceeds 1 yuan and the equivalent amount in RMB. , the maximum monthly rebate is 1,000 yuan, and the cash rebate will be issued to the credit card account 5 days after the transaction.