How long it takes for a credit card to be overdue before all accounts are frozen depends on different bank and credit card policies. Generally speaking, if a credit card is overdue for more than a month, the bank may begin to take some measures to limit your account activity. The specific freezing time may vary depending on bank policies, but generally the bank may freeze your account after it is more than three months overdue.

When your account is frozen, you will not be able to conduct any transactions, including consumption, withdrawals, transfers, etc. Additionally, you may face additional fees such as penalties and interest.

In order to avoid your account being frozen, it is recommended that you pay off your credit card balance in time. If you are unable to repay the entire balance at once, you can negotiate a repayment plan with your bank to avoid further overdue payments and freezes.

In short, how long a credit card is overdue before all accounts are frozen depends on bank policy, but generally speaking, overdue credit cards for more than three months may result in account freezes. Prompt repayment is the best way to avoid account freezes.

If your loan application is rejected, you can check your credit status on "Kingfisher Data" before applying for a loan. If your credit is not good, wait until your credit risk score is not high. , if you apply when there are almost no stains, it will be easier to pass.