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How to classify ICBC credit cards?
1. Peony card can be divided into peony credit card and debit card according to whether it has the function of consumer credit. Peony credit cards can be divided into peony credit cards and quasi-credit cards according to whether they enjoy interest-free repayment period; Debit cards can be divided into Peony Smart Card/Wealth Management Account, Peony International Debit Card, Peony Special Card, Peony Smart Card and Peony Commemorative Card according to different functions and application scope and customer orientation.

2. According to different brands, it is divided into Peony Credit Card, Peony Visa Card, Peony MasterCard, Peony American Express Card and Peony JCB Card.

3. According to different issuers, cards are divided into corporate (commercial) cards and personal cards, and personal cards are divided into main cards, subsidiary cards and subsidiary cards attached to the main card. According to the different repayment responsibilities, it can be divided into corporate responsibility business card, corporate responsibility personal card and corporate responsibility personal card.

4, according to the credit rating is divided into platinum card, gold card and ordinary card.

5. According to the account currency, it can be divided into RMB card, dual currency and multi-currency.

6. According to whether it is joint (identification), it can be divided into joint (identification) cards and non-joint (identification) cards.

7. According to different information carriers, it can be divided into magnetic stripe card, chip card and chip composite card.

8. According to whether there are color photos on the card surface, they are divided into color photos and non-color photos.

9, according to the specifications of the card is divided into standard card and special card.