Advantages of applying for a credit card for college students: \xd\1. Free remittance in different places: Parents can deposit cash in different places with their card numbers and withdraw money locally without paying any handling fees. \xd\\xd\2. Pay first and then repay: After spending by credit card, the bank will collect money from you 2 days later, without paying any interest or fees. \xd\\xd\3. Installment shopping: You can apply for credit card installment payment when you buy your favorite computer and other big items, and the term ranges from 3 months to 24 months. \xd\\xd\4. Establish a credit record: A good credit record is convenient for handling housing loans or other consumer loans in the future. \xd\\xd\5. Temporarily increase the overdraft limit: College students need a lot of cash to pay tuition and miscellaneous fees at the beginning of the semester, so all banks have the function of temporarily increasing the overdraft limit during this period. \xd\\xd\ Note: Pay attention to repay the arrears on time.