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What should I do if my credit card’s temporary limit expires but the bill hasn’t been paid yet? Things to know about temporary limit repayment
If your credit card has no limit and you have consumption needs, it is a good choice to apply for a temporary limit. However, the temporary limit has a period of use and is usually repaid according to the bill after use. Many cardholders have expired their temporary credit limit but have not yet paid their bills, so what should they do? When will the repayment be due? Let’s briefly introduce it today.

What should I do if the temporary limit on my credit card expires but the bill has not yet been paid? The temporary limit of a credit card is valid for 1 to 3 months. Different banks provide different validity periods. You can use the temporary limit for consumption during the validity period. Once it expires, you cannot continue to use it. However, repayment is not necessarily required when the temporary limit expires. It mainly depends on whether the cardholder has used the temporary limit for consumption and how much of the limit has been used. For example, if you do not use the temporary quota, you do not need to repay; if you use the temporary quota but do not use it all, you only need to repay part of the used temporary quota. And it doesn’t mean that you have to repay immediately when the temporary limit expires. The key depends on when the credit card bill is issued. After the bill is issued, you must start preparing for repayment. If the temporary limit has expired and the bill has not come out, don't worry, just wait patiently for the bill to come out. One thing to note is that the temporary limit that has been used after the bill comes out will be included in the minimum repayment amount of the bill. Installments and minimum repayments are not allowed, and must be repaid in one go. Therefore, when you see a temporary credit limit, you should not think that it is a pie falling from the sky. In fact, it is not that cheap. As long as you use it, you must repay it. If it is overdue, your credit will be affected and you will be charged. , as well as charging penalty interest and liquidated damages, the consequences are very serious. The above is the relevant introduction to "What to do if the temporary limit of your credit card expires but the bill has not been paid yet". I hope it will be helpful to everyone.