When banks examine credit card applications, they need to verify the identity and assess the risk of the applicants, among which ip address is an important way of verification and assessment. The bank will detect and analyze the information submitted by the applicant, including the ip address, so as to know the actual location, network environment and equipment information of the applicant. And conduct risk assessment and attitude review in combination with other factors.

When handling credit cards or other financial services, applicants need to provide true and accurate personal information and abide by relevant laws, regulations and application procedures.