Chinese people often say that debts must be repaid. As long as a person owes a debt, there is no reason not to repay it. So Americans owe credit card debt. In the final analysis, it is Zhou Yu who is willing to pay and the other is willing to suffer. Although the banking industry is too shady and credit card interest rates are set so high, banks only eat this food. Otherwise, why would they let you have a card and swipe it hard? There are many honest Americans who know full well that credit card debt is a debt from the king of hell. Liangshan had no choice but to act as a hero. In order to repay their debts, Americans neither rebel nor cheat. They set up ambitions and act like men. If they want to pay off their debts as soon as possible, Americans should first reduce their expenditures. A well-off life is good but the cost is too high. They should first lose weight. This is called waiting for work. So now Americans have much less debt than they did a few years ago, and they have experienced the beauty of being debt-free and light-hearted.