I believe that friends who have heard about Hua Xia Bank Smart Card and are thinking of applying for it, what they want to know most is what is the limit of Hua Xia Bank Smart Card and how to charge the annual fee of Hua Xia Bank Smart Card. It’s a question, let’s find out together.
Hua Xia Bank smart credit card limit
Hua Xia Smart Credit Card is a gold card with a maximum credit limit of 200,000 yuan and a minimum credit limit of 5,000 yuan.
The amount of credit the bank grants you mainly depends on your personal qualification level. It is recommended that you provide as many materials as possible to prove your financial resources, such as real estate certificates, motor vehicle driving licenses, deposits, etc., but it is required It's in your own name.
If you are not satisfied with the limit after getting the card, you can call the Hua Xia Bank customer service hotline after 6 months of use and ask for an increase in the limit. The prerequisite is that there is no overdue card, normal use, and no bad records. , the number of consumption and the amount of consumption are relatively large, usually increasing by about 20%-40% after half a year.
Method for querying Hua Xia smart credit card limit
Method 1: Online query
First log in to the Hua Xia Bank credit card website, click on the personal online banking contract version, and enter the online banking interface. You can check the account balance of debit cards, credit cards, passbooks, etc. under your personal name.
Method 2: Telephone inquiry
Cardholders can call the Hua Xia Bank credit card customer service hotline 4006695577 to check the credit card limit through the customer service hotline.
Hua Xia Bank smart credit card annual fee
Annual fee: 200 yuan/year for the main card and 100 yuan/year for the supplementary card.
No annual fee policy: No annual fee for the first year, and no annual fee for the next year if you swipe the card 5 times a year.
Summary: The above is all about the Hua Xia Bank smart card limit and annual fee. I hope it will be helpful to you.