Chinese Merchants Bank credit card replacement fee

The handling fee for reporting the loss and replacement of China Merchants Bank credit card is: RMB 60 per card. (VISAMINI and mini cards can be reported as lost separately or at the same time, and the fee is RMB 60 yuan/time). The handling fee for damaged card replacement is: 15 yuan/card. It usually takes 2 working days to make a new card and send it to the cardholder's billing address for free by ordinary express delivery (usually 4-7 days); if you are in a hurry, you can choose EMS express delivery. Mailing (approximately 3-5 days) requires an additional RMB 20 express fee, which will be included in the next bill (VISAMINI card RMB 15/set or per card).

The types of credit cards are classified as follows:

1. According to different payment methods: the types of credit cards can be divided into credit cards and debit cards;

2 . According to the different card issuers: the types of credit cards can be divided into bank cards and non-bank cards;

3. According to the different card issuers: the types of credit cards can be divided into corporate cards and personal cards;

4. According to the credit status and status of the cardholder: the types of credit cards can be divided into ordinary cards, gold cards, and platinum cards;

5. According to the relationship between the cards, : The types of credit cards can be divided into main cards and supplementary cards;

6. According to the settlement currency: The types of credit cards can be divided into local currency cards and foreign currency cards;

7. According to the credit card Differences in circulation scope: The types of credit cards can be divided into international cards and regional cards;

Introduction to China Merchants Bank:

8. According to different account settings: The types of credit cards can be divided into Single-currency cards, dual-currency cards, and multi-currency cards;

9. Differentiation by brand: types of credit cards include VISA, MasterCard, American Express and UnionPay ( ChinaUnionPay).

10. According to the different features of the card: the types of credit cards can be divided into various theme cards, car cards, student cards, women's cards, shopping cards, sports cards, etc.

Introduction to China Merchants Bank:

China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons and is also the national The first pilot bank to promote banking industry reform from outside the system. The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. China Merchants Bank's development goal is to become China's leading retail bank.

Chinese Merchants Bank credit card replacement fees and procedures

After applying for a China Merchants Bank credit card, you should keep it properly. If it encounters damage, degaussing, etc., you need to contact the bank for card replacement procedures. The specific application process and related fees are as follows:

When your credit card cannot be used due to damage, breakage, blurred signature or change, or degaussing of the magnetic strip, please call the China Merchants Bank credit card customer service hotline: 4008205555 , after completing the identity verification in the voice system, select "9" and the transfer service specialist will perform the reissue operation for you. The handling fee is 15 yuan per ticket.

Is there any charge for reporting the loss of a China Merchants Bank credit card?

Many cardholders have accidentally lost their China Merchants Bank credit cards. If they want to continue using the card or avoid credit card theft, it is best to first time to report the loss. So, how to report the loss of China Merchants Bank credit card? Is there a fee to report a loss? How long does it take to get a replacement after reporting a loss? Let’s analyze these issues for everyone.

Question 1. Is there any charge for reporting the loss of a China Merchants Bank credit card?

Answer:

If a credit card is lost, stolen or possessed by others, the cardholder should report the loss immediately. The risk of misappropriation after a credit card is reported lost is borne by the bank. Non-password consumption within 48 hours before the loss is reported is covered by card loss protection according to specified rules.

The ways to report loss are as follows: You can directly call the 4008205555 service hotline and press 2# to enter the loss report.

Another thing to note is that the loss reporting fee is RMB 60 per card.

Once a credit card is reported as lost, it becomes effective immediately and cannot be revoked.

In addition, the three-digit number (CVV2) on the back of a new card issued after a loss report will change.

Question 2: How long does it take to report the loss and reissue a China Merchants Credit Card after it is lost?

Answer:

After successfully reporting the loss and replacing the card, China Merchants Bank will need 2 working days to produce a new card, which will then be sent by Rufengda Express. The general delivery time is 4-7 days.

Reminder: The fee for reporting the loss of a China Merchants Bank credit card is 60 yuan per card, and the fee will be directly included in the next bill. There is no charge for replacing the card after successfully reporting the loss. The reason why banks charge loss reporting fees is because after customers report loss, banks have to bear the risk of credit card being stolen and swiped.

Question 2: How to report the loss of a China Merchants Bank credit card?

Answer:

If your China Merchants Bank credit card is lost, call the China Merchants Bank credit card hotline: 400-820-5555, select "Report Loss of Credit Card", and report it to China Merchants Bank Credit Card Customer Service When requesting a loss report, customer service will ask you to provide your ID number and name for verification. Once the verification is passed, your credit card can be reported as lost.

Reporting the loss of China Merchants Bank credit cards is a fee-based service. The fee for reporting the loss is RMB 60 per card. If you need to apply for a new card after reporting the loss, you will need to pay an additional fee of RMB 15 per card for the replacement. The credit card will be mailed to your billing address in about ten working days. If express delivery is required, a 20 yuan express fee will be charged.

Is there any handling fee for credit card loss and replacement? How much does it cost?

Many young people now love shopping and consumption, so many people have multiple credit cards. But when there are too many credit cards, it becomes difficult to manage them and they are easy to lose. If you lose them, you need to report the loss and get a replacement. So, are there any handling fees for reporting a lost credit card and replacing it? How much does it cost? Let me answer it for you today.

There is a handling fee for reporting the loss and re-issuing a credit card, so friends who have lost their credit card and want to re-issue it must remember to bring enough cash in addition to their ID card.

Generally, different banks have different handling fees for credit card loss reports and reissues. The following is an inventory of the handling fees required for loss reports and reissues at five banks.

1. Industrial and Commercial Bank of China

The handling fee for reporting the loss of an ICBC credit card is 20 yuan, and the reissue fee ranges from 15 yuan to 500 yuan. Different card types have different reissue fees. different. Generally, chip cards cost about 20-40 yuan.

2. China Merchants Bank

The loss reporting fee for a China Merchants Bank credit card is 60 yuan, and the fee for replacing the card is 15 yuan.

3. Bank of Communications

The loss reporting fee for a Bank of Communications credit card is 50 yuan, and the replacement fee is 15 yuan.

4. China Construction Bank

The loss reporting fee for a Construction Bank credit card is 50 yuan, and the replacement fee is 20 yuan.

5. China Everbright Bank

China Everbright Bank charges a fee of 50 yuan to report the loss of a credit card, while Everbright Bank's replacement is free and does not require any fees.

The above is a summary of the five banks’ respective charging standards for credit card loss reporting and reissue. Friends who need to report the loss of a credit card and reissue it can bring enough cash according to the charging standards of the bank to which their credit card belongs. Also, if you need a credit card urgently, you can choose to expedite shipping, but expedited shipping will require an additional 20 yuan express shipping fee. of.

How to report the loss and reissue a lost China Merchants Bank credit card?

The process for reporting the loss and replacement of a China Merchants Bank credit card is as follows:

If your China Merchants Bank credit card is accidentally lost, please call the China Merchants Bank credit card hotline: 400-820-5555 and select "Report the loss of your credit card" , submit a loss report request to China Merchants Bank Credit Card Customer Service. The customer service will ask you to provide your ID number and name for verification. Once the verification is passed, your credit card can be reported as lost. Replacement procedures can also be completed through the hotline.

It should also be noted that reporting the loss of a China Merchants Bank credit card is a fee-based service. The fee for reporting a loss is RMB 60 per card. If you need to apply for a new card after reporting the loss, you will need to pay an additional RMB 15 per card. For the reissue fee, the reissued credit card will be mailed to your billing address in about ten working days. If express delivery is required, a courier fee of 20 yuan will be required.

That’s it for the introduction of how much it costs to reissue a China Merchants Bank credit card.