When applying for a credit card, the comprehensive score is the bank’s evaluation of your comprehensive credit using the bank’s scoring system based on the information you provided. There are many factors that affect the comprehensive score, including marriage, professional title, and workplace. , income, personal housing, credit record, education, etc. The sum of all the scores is the so-called "comprehensive score". For example, if the score of an applicant who works in a public institution or a government agency is 3 points, then some occupations with unstable income may only have 1 point; if the applicant is married, the score is 2 points, then the single score may be 1 point.

So, when you submit the information to the bank when applying for a credit card, the bank will give an evaluation of your information, and this evaluation is the "comprehensive score." The reason why many cardholders are rejected when applying for a credit card is because of insufficient “comprehensive score”.