yes. If the credit card is overdue for two months, it can still be used after repayment. If it is overdue for more than three months, it will be stopped by the bank, that is, it cannot be used. If it is overdue for two months, the bank may suspend and freeze the account, and you can apply for opening it after repayment. If the credit card has been repaid late and overdue before, then pay off the money first, and then call the customer service hotline to see if it can be resumed.

Credit cards that are overdue for two months are usually temporarily frozen. Whether they can be used after two months overdue depends on the audit of the banking system. Different banks have different penalties for overdue credit cards. You can try to pay off the credit card arrears first, and then apply to the bank for recovery.

Take CCB credit card as an example:

1. The credit limit of CCB credit card will be reduced to 5% of the original limit if it is overdue for more than 3 days;

2. CCB's credit card will be temporarily frozen if it is overdue for more than 6 days;

3. CCB's credit card will be forced to stop if it is overdue for more than 9 days. Whether you can continue to use it after paying it off depends on the approval result of the bank.

1. In the case of China Merchants Bank credit card, there are generally two situations when the card is frozen beyond the time limit: after the repayment is received, the card amount will be restored immediately; After repayment, the card can't be used again. Just cut the card directly and handle it properly. You don't have to cancel it, and you can't cancel it. Generally, it is more than 3 days overdue, which may be the second case. You can't apply for another card. If you want to find out what kind of card your card belongs to, you can call our customer service.

2. In fact, there are many cases of overdue payment, such as forgetting repayment, bank transfer delay, malicious overdue, long-term arrears, etc. The consequences of overdue payment will be different in each case. Some people may still be able to use their cards, while those who use them will lose the right to use their credit cards forever. Here are several cases to discuss: for those cases that are not malicious overdue and the overdue time is not long, banks will generally turn a blind eye, as long as they pay off immediately after the overdue. If the overdue time is too long, and it is a malicious overdraft, then the bank will freeze its credit card if it does not repay for more than 3 months, and it may not be possible to use the credit card after paying off. However, it is best to contact the credit card customer service to see if it can be unfrozen.