Destroying one thing to make up for the other is a temporary way to deal with debt problems, but it is not a long-term solution. The best way to deal with this situation is to develop a comprehensive repayment plan and take appropriate steps to reduce your debt burden.

The following are suggestions for solving debt problems:

1. Determine the debt amount and repayment date: Record all debts in detail, including credit cards and online loans, and determine the repayment amount for each account. Payment date and amount owed.

2. Develop a repayment plan: Develop a reasonable repayment plan based on the repayment date and disposable income of each account. Make sure you make your minimum payments on time to avoid penalty interest and late fees.

3. Cut expenses: Review personal expenses and identify areas that can be cut. For example, spend less on entertainment, shopping, and dining to save more money for paying off debt.

4. Repayment priority: Determine the repayment priority based on interest rates and overdue fees. Typically, high-interest debt (such as credit cards) should be paid off first to reduce the interest burden.

5. Seek debt negotiation: If you cannot repay your debt on time, you can negotiate with your creditor to adjust the repayment plan or seek a payment extension. Maintain communication with creditors and demonstrate your willingness to repay.

Summary: demolition is a temporary solution, but it does not solve the fundamental problem. By developing a repayment plan, cutting expenses, and negotiating with creditors, you can gradually eliminate the burden of debt and avoid being in similar trouble again.

Extended information: When dealing with debt problems, individuals can also consider other methods, such as increasing income, seeking professional consulting help or debt restructuring solutions. It is important to take proactive action and remain patient and perseverant to gradually resolve your debt problem.