The simple conclusion is that a third-party credit reporting agency, any legal company or institution in need can sign relevant agreements with Alibaba. When you deal with these companies, it will be much more convenient than others if you agree to check your credit and your credit is high. You can even avoid the deposit and use less auxiliary materials.
In short, as long as sesame credit is developed, you can basically use whatever you think is useful in the future.
What is the use of sesame credit?
Sesame Credit is an independent third-party credit reporting agency under Ant Financial. It objectively presents personal credit status through technologies such as cloud computing and machine learning, and has provided credit services to users and merchants in hundreds of scenarios such as credit card, consumer finance, financial leasing, hotels, renting houses, tourism, marriage and love, classified information, student services and public services. Alipay wealth page has sesame credit score. Sesame credit will score each user according to big data, and sesame credit with different scores has different functions.
More than 600 points and no bad record.
Rent bicycles in Yong 'an City free of deposit. Ali can enjoy credit accommodation when traveling to many hotels. Ali can pay after traveling to Shenzhen OCT, and can also reduce the deposit and enjoy the amount of flowers.
More than 650 points and no bad record.
You can apply for online loan by installment through bike deposit-free car, CAR Inc car and Ehi car deposit-free car rental.
More than 700 points and no bad record.
It is very convenient to apply for a Singapore visa. You can use Alipay App to scan the QR code on the small blue bicycle and download the deposit-free ride.
What are the benefits of sesame credit score above 600?
Getting a sesame credit score is a trend, but many people don't know what their sesame credit score is for. Now let me sum up the privileges you can get if you score more than 600 sesame seeds.
1, users with sesame score above 750 can apply for a "credit visa" in Luxembourg through Ali Travel. When using Sesame Credit to apply for a Luxembourg visa online, users can pay less information such as proof of assets according to each applicant's situation. The more materials submitted by applicants with good credit, the less materials they can submit, which may include employment certificate, income certificate, household registration book, copy of ID card, ticket and hotel payment voucher, etc.
2. On the e-sign platform of Ali Travel "Go", users can apply for a Singapore visa if their sesame score is higher than 700, without providing employment certificates, personal information forms, household registration books, copies of ID cards and other materials.
3. If the sesame score is above 600, the sesame credit partner (P2P company, small loan company, etc.). ) can open up a green channel for them, get faster and better credit audit services, and also have preferential services in terms of quota improvement and repayment.
4. In the field of consumer finance, users with a sesame credit score of 600 or above can apply for a "flower garden" quota payment when shopping in Tmall and Taobao. Like credit cards, the amount is between 2500 and 30000, and there is an interest-free period of more than one month.
5. "Ali Go" has launched a "credit stay" hotel service plan based on Sesame Credit, and users who book hotels with more than 600 points can enjoy "zero deposit" and other services. The emerging rental platform "Little Pig short rent" has also launched a deposit-free check-in service with sesame credit of 600 points or more.
6. Users with a sesame credit score above 700 can apply for a "good-term loan" with a loan amount of 2000- 1 10,000 yuan. The loan term is divided into three stages: 3 months, 6 months and 12 months, and the repayment method is equal principal and interest.
7. Under the "borrowing" plan jointly launched by Sesame Credit and Ant Micro-credit, users with a Sesame Credit score of 600 or above can apply for loans ranging from 1 0,000 to 50,000 yuan, with the longest repayment period of 12 months and the daily interest rate of the loan of 0.045%. Fully rely on sesame credit score for credit review, and the loan can be released within 3 seconds after the review is passed.
8. Renting a car is also acceptable. Users with a sesame score of 650 can book short rent self-driving products with a deposit of less than 5,000 yuan in more than 700 direct stores of CAR Inc, without paying the deposit or pre-authorization.
Comments Although Sesame Credit was criticized when it first launched this scoring system, seeing this inadvertently owned score can bring more and more convenience to your life, and now young people love it more and more.
What are the advantages of high sesame credit score?
There are many advantages, such as being able to overdraw things, the higher the loan amount and so on. I hope I can help you.
What is the use of sesame credit? Ma Yun answered this question.
Sesame Credit on Alipay is the credit rating of personal Alipay account, similar to credit card quota rating.
note:
1. When the personal sesame credit score reaches 600, the system can selectively open debit or consumption for Alipay account.
2. Sesame Credit is an independent third-party credit evaluation and credit management institution. Based on all aspects of information, it uses big data and cloud computing technology to objectively present personal credit status. By connecting various services, everyone can experience the value brought by credit.
What can Sesame Credit do?
Alipay Sesame Credit is an independent credit evaluation and credit management institution newly launched by Alipay. This is the first personal credit score in China. In layman's terms, it is the online virtual credit card score launched by Ali. Users can enjoy high-quality or convenient service concessions through Alipay Sesame Points. According to the different sesame seeds, it can be divided into multiple grades. Alipay sesame scored a minimum of 350 points and a maximum of 950 points. Among them, 350~550 is poor credit, 550~600 is medium credit, 600~650 is good credit, 650~700 is excellent credit, and 700~950 is excellent credit. The higher the score, the more you can enjoy the relevant preferential treatment or service. Functionally, Sesame Credit has five functions: including travel, accommodation, finance, shopping and social interaction. In addition, it can also enjoy some optimization activities, such as enjoying preferential travel services and booking hotels under Alibaba. ...
What is the use of sesame credit authorization?
Alibaba Alipay began to publicly test Sesame Credit, an independent credit evaluation and credit management agency. The first product of Sesame Credit is Sesame Credit ("Sesame Credit" for short). The higher the sesame score, the better the credit.
That is, third-party credit institutions, and any legal company or institution in need can sign relevant agreements with Alibaba. When you deal with these companies, it will be much more convenient than others if you allow them to check your credit and the credit is high. You can even avoid the deposit and use less auxiliary materials.
In short, as long as sesame credit is developed, you can basically use whatever you think is useful in the future.
What is the use of sesame credit?
Sesame credit is a personal credit score. If the ant flower garden is opened, the score of sesame credit will be related to the loan amount.
What does sesame credit mean?
Sesame Credit is a credit scoring system designed according to human behavior data (especially online behavior data). For example, have you bought or sold fake goods, stood up the driver when taking a taxi, reneged on your promise to book a restaurant, and paid in time ... all these will paint an honest portrait of a person. And this may be a face that we can show strangers at any time in the internet world, which can decide whether people like you or not.
Sesame Credit can evaluate users' credit by analyzing a large number of online transactions and behavior data. These credit evaluations can help Internet finance enterprises to draw the conclusion of users' repayment willingness and repayment ability, and then provide users with fast credit granting and cash installment services.
In essence, "Sesame Credit" is a credit information system, which collects data of * * * and financial system, and more importantly, fully analyzes users' records in Taobao, Alipay and social media.
What are the advantages and disadvantages of Sesame Credit?
Sesame credit disadvantage: * * consumption, which is also beneficial.
Sesame credit discount:
A wide range of real-name registration system users
All users of Sesame Credit are real-name certified users, covering a wide range. Many people who have no credit record in traditional credit investigation have started to have their own credit evaluation.
Unique data value
Sesame credit data covers hundreds of scenarios such as borrowing, payment, travel, accommodation and public welfare. , including e-commerce data, internet financial data, public institution data, partner data, user upload data, etc. , which can describe the credit status well.
Powerful processing ability
Sesame Credit has the ability to prepare for disasters in the same city and a strong ability to query and call merchant credit information. Since the public beta, it has effectively and stably supported the 7*24-hour query and call of users and merchants in various industries.
A keen insight into the industry
Sesame Credit has gathered a number of top global data scientists and leading figures in the financial industry with experience in international risk management and credit management system construction, deeply integrated traditional credit evaluation with innovative credit evaluation in internet plus, and has rich experience and profound insight into the industry.
Convenient scene application
Sesame credit application has covered many fields such as credit finance, credit car rental, credit hotel, credit rental, credit marriage, credit visa and so on. Ordinary people can simply and intuitively feel the value and convenience of credit.