1. The unpaid bill may not be paid back next month, but the month of repayment depends on the billing date of which month, and whether the billing date and repayment date are in the same month. The unbilled credit card bill is relative to the bill that has been issued. Unbilled credit card bill refers to all the transactions that have been recorded since the last billing date, but it has not yet reached the billing date of this month. Suppose the cardholder's billing date is the 1th of each month, and the repayment date is the 17th of each month. The outstanding bill found on the 9th may be recorded on the 1th, and the repayment will be required on the 17th of that month.

2. Generally speaking, the repayment order of credit card is that the bill has been paid first, and then the bill has not been paid. Taking the recruitment behavior as an example, the Credit Card Center of China Merchants Bank stipulates that "China Merchants Bank shall repay the cardholder in the order of billed and unbilled, and then compensate the cardholder's account item by item according to the order of annual fee, interest, expenses, cash advance principal, transfer transaction principal and credit card consumption principal."

3. For example: the cardholder's billing date is 5th, and the bill amount of 4/5 is RMB 3,; 4/7 spent ￥ 1,, 4/8 cashed out ￥ 2, (cash withdrawal fee ￥2, cash withdrawal interest is included in 5/5 bill), and 4/1 wanted to pay off the cash withdrawal. At this time, the cardholder needs to repay = 3,+2,+2 = 52.

4. billing date: refers to the monthly summary and settlement of various transactions and expenses in the current period of the credit card account by the issuing bank, and the interest is calculated, and the total amount owed and the minimum repayment amount in the current period are calculated, and the statement is issued.

5. Repayment date: for non-cash transactions with credit cards, the date from the bank bookkeeping date to the due repayment date is an interest-free repayment period, which can be simply understood as the day when repayment is needed

billing date

1. ICBC Credit Card

The billing date of ICBC Credit Card is the end of each month, that is, the 3th or 31st, and the repayment date is the 25th of the following month, which is fixed and cannot be modified.

2. CCB credit card

The repayment date of CCB credit card is 2 days after the bill date. For example, the 5th of each month is the billing date, and the due repayment date is 25th of that month.

the billing dates available for CCB credit cards are: 2nd, 5th, 7th, 1th, 12th, 15th, 17th, 19th, 22nd, 23rd, 24th, 25th, 26th and 27th; The cardholder's billing statement can be viewed from the monthly bill. The credit card billing date of CCB can be adjusted, but it can only be modified once in a natural year.

3. ABC Credit Card

The final repayment date of ABC Credit Card is the 25th day after the bill date.

the interest-free repayment period starts from the bank bookkeeping date to the due repayment date, and the longest repayment date of ABC's credit card is 56 days and the shortest is 25 days. Spend on the day after the bill date and enjoy the longest interest-free period.

At present, the credit card of Agricultural Bank of China has four billing days, such as 1th, 2th, 17th and 27th of each month. According to different cards, their billing date is different and cannot be modified.

4. Bank of Communications Credit Card

The repayment date of Bank of Communications Credit Card is 25 days after the bill date. For example, the billing date is the 1th of each month, and the due repayment date is the 5th of next month.

the monthly billing date of bank of communications credit card is generated with the system, and the user has only one opportunity to modify it within the validity period.