No, according to the brief introduction of CITIC Bank Credit Card Center, it is a first-class branch of CITIC Bank Co., Ltd., and there is no independent legal person, so it is not an independent legal person. CITIC Bank Credit Card Center is a business department established by CITIC Bank in Shenzhen to conduct unified management, centralized operation and independent accounting of credit card business. It is the national headquarters of CITIC Bank's credit card business and the first branch-level franchise institution.