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Is ICBC's installment credit card formal?
Very formal.

Staging music is an installment loan platform established in Shenzhen on October 20 13. It has been tested by the China Banking Regulatory Commission and authorized by the National Credit Information Center, so staging music is absolutely legal.

Staging Music has established long-term strategic cooperative relations with many online merchants in JD.COM, providing different consumer loan models, which are favored by the public and have the basic right to defend the legal rights and interests of the country.

It is precisely because of its legitimacy that the national legal department has also issued a series of policies for overdue staged music. For the loan behavior of not paying back installment music, firstly, the record of non-performing loans is detained on personal credit information, and secondly, the malicious loan personnel have the basic disciplinary obligation.