How to judge credit card money laundering needs to be determined based on the circumstances. Specifically:

1. For credit card money laundering, the proceeds from committing the above crimes and the proceeds generated will be confiscated. The criminal suspect will be sentenced to fixed-term imprisonment of not more than five years or criminal detention by the people's court, and shall be sentenced concurrently or solely.

2. If the circumstances are serious, the criminal suspect will be sentenced to fixed-term imprisonment of not less than five years but not more than ten years by the People's Court and shall also be fined.

The object of the crime of money laundering is a complex object, that is, it not only violates the financial order, but also violates the social and economic management order, and also violates the country’s normal financial management activities and relevant regulations on foreign exchange management; the crime of money laundering The objective aspect is to assist in converting property into cash or financial instruments, including converting physical objects into cash or financial instruments, converting cash into financial instruments or converting financial instruments into cash, and also including converting such cash into That kind of cash converts this kind of financial instrument into that kind of financial instrument. At the same time, the money they "launder" must originate from seven crimes: drug crimes, organized crimes of a mafia nature, corruption and bribery crimes, terrorist crimes, smuggling crimes, crimes that disrupt financial management order, and financial fraud crimes.

Legal basis: Article 191 of the "Criminal Law of the People's Republic of China"

The crime of money laundering is covering up and concealing drug crimes, organized crimes of a mafia nature, and terrorism The source and nature of the proceeds from activity crimes, smuggling crimes, corruption and bribery crimes, crimes that disrupt financial management order, and financial fraud crimes, and the proceeds generated therefrom, if any of the following acts are committed, the proceeds from the above crimes and the proceeds generated therefrom shall be confiscated, The person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined; if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined:

(1) Providing a fund account;< /p>

(2) Converting property into cash, financial instruments, or securities;

(3) Transferring funds through transfer or other payment and settlement methods;

(4) Transferring assets across borders;

(5) Using other methods to disguise or conceal criminal proceeds and the source and nature of the proceeds.

If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.