According to the relevant notification requirements of the People's Bank of China, our bank has canceled the "late payment fee" charge for credit cards (debit cards). If a cardholder fails to repay on time on the due payment date and overdue repayment occurs, our bank will charge "late repayment liquidated damages". The specific charging rules are: 5% of the unpaid portion of the minimum repayment amount, with a minimum of 1 RMB/1 USD/1 Euro/1 Australian dollar/1 pound/10 yen.

Our bank has also set up a conditional preferential policy for tolerance repayment. If the outstanding amount is less than or equal to 10% of the amount owed, and not higher than 100 yuan for a regular card or 200 yuan for a gold card, the cardholder will be deemed to have paid the full amount, and interest on the repaid portion will be exempted. The unpaid portion will be charged to the bank. Loan interest from the billing date.