I would like to ask, can an ICBC credit card with a limit of 1,000 be used to buy an iPhone 5s in installments worth 5,000?

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Of course not. The credit card installment amount occupies the card limit, and the bank will freeze it all at once. Your credit card limit is 2,000, and the maximum installment amount is 2,000. Can you purchase items worth 5,000 yuan in installments with a credit card limit of 2,000?

Of course not! The credit card installment amount occupies the card limit, and the bank will freeze it all at once. If your credit card limit is 2,000, the maximum installment amount is 2,000, and you cannot divide it into 5,000. Can I purchase 5,000 yuan of goods in installments if my credit card limit is only 2,000?

You can apply with the bank in advance to see if you can withdraw the limit temporarily. If you don't withdraw the limit temporarily, you will not be able to purchase if it exceeds your credit limit. For China Merchants Credit Card, how much installment can I apply for with a limit of 8,000? I want to make it in 5s installments, can I do it in installments?

You can make installments with the full amount, or you can even add a temporary amount to make installments. Banks are very profitable, especially China Merchants Bank, which likes installments! After you swipe your card to buy the 5S, you will receive a transaction text message with installment reminder instructions. Just follow it and you're good to go

By the way, can I buy the iPhone 5S in installments - - I have a credit card

Yes. . After completing the payment, contact the credit card center directly to apply for installments of 12, 24, or 36 installments. My credit card limit is only 3,000, can I buy more than 5,000 mobile phones in installments? If the credit limit of China Merchants Bank is not enough, can I buy 6s in installments?

If it is a China Merchants Bank credit card, if you are unable to apply for installment due to insufficient limit, it is recommended that you use The following methods are used to process: (1) Apply to increase the fixed limit; (2) For the insufficient amount, the installment transaction is completed by depositing the corresponding amount (i.e., overpayment installment); this requires manual application. (3) Pay part of the money to the merchant in cash or other ways to reduce the amount of installment payment; (4) After the one-time payment, call to apply for bill installment, but bill installment needs to pay corresponding handling fees. Whether the application is approved will be determined by our bank The comprehensive evaluation result shall prevail. The available limit of China Merchants Bank credit card is more than 9,000, but you cannot buy mobile phones in installments

After paying by swiping the card, just call customer service to apply for installment. Can the temporary limit of ICBC credit card be installmentd?

No, the main thing is to apply for the temporary limit. The methods are:

1. To apply for online banking, log in to the corresponding bank's online banking, enter the limit inquiry page, enter your credit card number, and select adjustment application.

2. For voice application, you can also call the customer service number of the corresponding bank, select the credit card category manual service, and after verifying the identity through the card number or ID number, manually apply to adjust the credit card limit.

The main points to note are:

1. Temporary limit increases have a validity period. After the period, the bank will automatically restore the card to the original limit. You can contact the corresponding customer service staff Ask clearly.

2. During repayment, the portion exceeding the fixed amount after the temporary increase cannot enjoy the minimum repayment treatment.

3. Consumption after applying for a temporary limit increase cannot be applied for bill installment.