As far as I know, there is actually no interest-free repayment period for credit card withdrawal of CITIC Bank. Specifically, from the trading day, CITIC Bank will charge interest on overdraft withdrawal at a daily interest rate of 0.5 ‰ until the overdraft withdrawal amount and overdraft withdrawal fee are all paid off, and the interest will be compounded monthly. The minimum charge is RMB 65,438+0 yuan or USD 65,438+0 yuan or HK$ 65,438+0 yuan or Euro 65,438+0 yuan.

In addition, it can be simply understood as overdraft withdrawal fee = overdraft withdrawal fee+overdraft withdrawal interest.

For example, the 5th of each month is the billing date, the 23rd of each month is the due repayment date, and on May 30th, the withdrawal fee on June 5th is 10000 yuan X0.05%X6 days (May 30th to June 5th) +300 (withdrawal fee).

You can go to the nearest CITIC Bank business center to learn about the specific charging standards and rules, or you can call CITIC Bank Credit Card Service Center to inquire.