The minimum repayment amount cannot be applied for installment, and repayment is required.

Time to apply for bill installment: The deadline for bill installment application starts from the day after the bill is issued and can be applied until the due repayment date + 1 day. For example: the customer issues the bill on the 5th of each month, that is, from the 6th to the 24th. Anyone can apply. < /p>

After handling the installment business, the amount of each installment is the principal of the installment evenly distributed to the monthly bill according to the number of installments. If there is any remainder, it will be charged in the first installment; at the same time, the installment handling fee is also the amount of each installment. The fees are charged for each period, and the rates of handling fees are also different for different periods. If you apply to settle the installment business in advance, you must pay the outstanding installment balance and outstanding handling fees in one lump sum, and they will be included in the minimum repayment amount.

The application method is as follows:

1) After logging into the New Pocket Bank APP, click: Credit Card - More - Installment Loan, and apply according to the prompts;

2) Log in to credit card online banking; and click "Instalment Management" in the operation interface.