If you have been in prison for a long time, there is really no one to help you repay. The bank will write off the cardholder's debt as a non-performing loan, but it will still be kept for future recourse.
This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.