The cancellation of the credit card (debit card) only means that the user does not need to use the credit card (credit card). The cancellation of the card will not affect the user's personal credit information, and naturally it will not affect the user's application for mortgage. Credit card (debit card) has a record of high debt or overdue repayment, which will affect users' application for mortgage. There is a card withdrawal record in the credit report, and users can handle the mortgage business normally.

Of course, the success of the user's mortgage application mainly depends on the bank's audit results. As for how many credit cards (debit cards) users have cancelled before, it will not affect the results of this audit.