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China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the State Council and the People's Bank of China, headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.
By the end of June, 20021,China Everbright Bank had set up 1299 branches all over the country, realizing the full coverage of the provincial administrative regional service network, with outlets radiating to 149 economic center cities all over the country. In the 20021annual "Top Global Banks 1000" list, China Everbright Bank ranked 30th.
China Everbright Group manages its domestic and overseas business through China Everbright (Group) Corporation (Beijing) and China Everbright Group Co., Ltd. (Hong Kong). The highest decision-making body is the board of directors of the group, which is authorized by the state to manage the state-owned assets invested by the state in the group. The party committee of the group plays a political core role in the group. The Group Board of Supervisors is appointed by the State Council.
The Group has 6 wholly-owned enterprises, 2 holding enterprises, 7 shareholding enterprises and 65,438+0 joint ventures in China, including China Everbright Bank, Everbright Securities Co., Ltd., Everbright Life Insurance Company and China Everbright Investment Management Company. In Hong Kong, there are two listed companies, namely Everbright Holdings and Everbright International, 37 wholly-owned companies and 12 joint ventures and associates.
Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.