The way to repay each other between the two credit cards is: withdraw cash from the first credit card, and then pay it back to the second credit card. After the repayment is completed, withdraw cash from the second credit card and pay it back to the first one. card. By repeating this cycle, you can repay each other.

But there are some issues you need to pay attention to when using credit cards to repay each other:

1. First of all, it must be a credit card from a different bank, because the same bank has a special limit and a special repayment time. ;

2. Secondly, the repayment time of the two cards must be different, otherwise the turnover will not be able to open at all;

3. Try to use the longest interest-free period of the two cards;

Extended information:

Credit cards cannot be transferred directly for repayment, so no corresponding interest will be generated; you can use one credit card to withdraw cash and repay another credit card, which will generate corresponding interest. Cash withdrawal interest and handling fees.

There are these phenomena in the market recently: "Card-based card maintenance" means that you apply for credit cards from multiple card issuers by yourself, and repay each other through virtual transactions and using the interest-free time difference in repayment to avoid bad credit. And the behavior of incurring high cash withdrawal fees and other fees has given rise to a new industry phenomenon of "repayment on behalf of others".

Generally, it is more common for shops in wholesale markets to "repay" payments on behalf of credit card holders, such as computer malls and electronic markets. This is a violation and is not recommended.

Baidu Encyclopedia - Credit Card Repayment