A credit card payment is considered overdue if it is one day past the due date.

Detailed instructions:

1. The credit card repayment date is usually a fixed date of each month, such as the 10th or 15th of each month.

2. If the entire amount of the bill is paid off before the repayment date, it will not be considered overdue.

3. If there is still an unpaid bill amount starting from the next day after the repayment date, it will be considered overdue.

4. Late repayment may cause the credit card company to charge late fees and have a negative impact on your credit history.

5. Each credit card company may have different handling methods for overdue repayments and charging standards for late payment fees.

6. Periodic late repayments may seriously damage your personal credit and affect your credit evaluation in future applications for loans, home purchases, or rentals.

Summary:

A credit card payment is considered overdue one day after the due date, which may result in late payment fees and damage to your credit history. Timely repayment is an important factor in maintaining good credit.

Extended information:

Late repayment refers to the failure to repay the credit card debt on time after the agreed repayment date. Late payments may result in the credit card company charging the cardholder a late payment fee, which is usually calculated as a percentage (such as a percentage of the amount owed) and accrues based on the number of days the payment is overdue. In addition, late repayments will have a negative impact on personal credit history and may affect credit evaluations in future applications for loans, home purchases, or rentals. Therefore, for those who hold credit cards, repaying them on time is one of the important measures to maintain good credit.

Note: The above information is for reference only. Specific conditions may vary by region and credit card company. Cardholders are advised to refer to relevant contracts and policy terms for actual use.