Many people want to apply for China Construction Bank’s large-value credit card. We know that general credit cards are divided into regular cards, gold cards, and platinum cards. Today, the editor will introduce to you the conditions for applying for CCB Black Gold Card. You can tell from the name that this card is unusual. Anyway, I know that I am not qualified, but I believe that there are many "rich" among the large number of cardholders. Let's introduce the application requirements for CCB Black Gold Card. .
Whether it is a black gold card or a card of any level, you must first apply based on the following two basic conditions.
1. To apply for the main card, you must be at least 18 years old and not more than 70 years old; to apply for a supplementary card, you must be at least 13 years old. If the applicant for the supplementary card is under 18 years old, his or her legal guardian must submit the application form Signature for approval.
2. Natural persons with full civil capacity and repayment ability can apply for a personal card master card with their valid identity documents and relevant supporting documents.
The black gold card requires assets worth more than 5 million in China Construction Bank. The card is not open to the public and only a few people have it.
The services are the same, such as physical examinations, golf, etc. The black gold card will only provide more additional services, but in fact, the real VIP service requires professional financial management. The team provides professional and truly personalized financial services. However, currently, because my country’s investment channels are not fully open, and domestic bank financial management teams rarely reach a truly professional level, they are just engaged in trusts, funds, and insurance. There is no professional investment at all. The difference between being a VIP or not is basically just a matter of entry threshold. The black gold card may enjoy many free and additional services, etc. It is a set of luxurious things to attract wealthy customers. Many banks are developing in this direction, but the essential things are the same.
Compared with black gold credit cards, diamond credit cards and platinum credit cards are available with lower conditions and a certain chance of being applied for. The specific application conditions for these two cards are as follows:
Diamond credit card: personal annual income of more than 1 million yuan (inclusive), or personal financial assets in CCB of more than 3 million yuan (inclusive), or personal net worth of 1,000 More than 10,000 yuan (inclusive), or more than 300,000 yuan (inclusive) of effective consumption by the Dragon Card owner in the last year.
Platinum credit card: personal annual income of more than 300,000 yuan (inclusive), or personal financial assets in CCB of more than 500,000 yuan (inclusive), or personal net assets of more than 3 million (inclusive), or in the last year The effective consumption amount of the Long Card person is more than 100,000 yuan (inclusive).