Credit card fraud involving an amount of RMB 80,000 is considered a relatively large amount and should normally be punished with imprisonment of not more than five years or criminal detention, and a fine of not less than RMB 20,000 but not more than RMB 200,000. As long as the crime of fraud constitutes a crime, returning the stolen goods and not returning the stolen goods are the same, both constitute a crime, but returning the stolen goods will be of great help in sentencing. The specific sentence depends on the court. The court's decision will also be based on the offender's criminal circumstances, repentance, return of stolen goods, etc.

Article 196 of the "Criminal Law": Whoever commits credit card fraud activities under any of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan and not less than 20 yuan. A fine of not more than 10,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years. to fixed-term imprisonment of not less than 1 year or life in prison, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation of property:

(1) Using a forged credit card, or using a credit card fraudulently obtained with false identity certificates

(2) Using an expired credit card;

(3) Pretending to use another person’s credit card;

(4) Malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.