How to use the Agricultural Bank of China Credit Card
After applying for the Agricultural Bank of China Credit Card, you need to activate it before you can use your credit card.
After completing the activation process, you can use the card to conduct overdraft non-cash transactions at Rural Commercial Bank’s special merchants.
You only need to swipe your card at the card swiping machine provided by the merchant to complete the payment without paying cash.
You can also go to the Rural Commercial Bank processing point with your credit card to bind your mobile phone number to activate the credit card.
Notes: (1) Please make sure your credit card type is a credit card or quasi-credit card. A credit card is a credit card provided by the card-issuing bank that allows the cardholder to "spend first and deposit later" in the credit card account. At present, most of them are credit cards of this type. A quasi-credit card is a credit card issued by a bank where you deposit money first and spend later. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed.
(2) Please clarify the service scope, overdraft limit, repayment date and other information of your credit card, and consume rationally and moderately.
Supplementary information: Consequences of overdue credit cards: 1. Liquidated damages, usually 5% of the unpaid portion, which is the minimum repayment amount. 2. It will affect your credit record, causing you to be unable to handle financial needs such as house purchases and loans in the next two years. 4. If the payment is overdue for more than 3 months, and the amount exceeds 10,000 yuan, and the bank has failed to make multiple reminders, you will not only have to bear the money, but may also bear criminal liability.
Security matters: Due to the convenience and speed of using credit cards, coupled with the rapid development of technology, credit cards are facing more and more serious security problems due to the mechanism of consumption first and payment later. Major international credit card groups and global card-issuing financial institutions are facing severe challenges. The security issues of credit cards are mainly divided into the following three aspects: 1.
Credit cards: Criminals or criminal groups use counterfeit or used credit cards (expired/lost, invalid/damaged tapes, etc.) to impersonate the original card consumption, and directly defraud merchants or card issuers.
2. Cardholder: Improper credit card storage/handling (expired/invalid credit card not destroyed, or lost and not immediately invalidated, etc.), personal identity information stolen or unintentionally deceived. In order to avoid such problems, citizens should not easily provide personal identity information to outsiders, and it is best not to entrust others to apply for credit cards on their behalf.
3. Consumer merchants: Service personnel supervise the cardholder’s consumption process, or steal the cardholder’s credit card information to other merchants for consumption. This can happen, whether it is a physical business or a virtual online business.
Card issuer: The computer system was maliciously attacked and basic customer/transaction information was stolen. Unethical things can also happen within organizations, such as employees, internal surveillance powers.
How to use the Agricultural Bank of China dual-currency credit card?
The Agricultural Bank of China Credit Coin is a dual-currency credit card. You can swipe the card directly when using it.
How to use the Agricultural Bank of China credit card
Log in to the official website of the Agricultural Bank of China, click Personal - Credit Card, and click Card Use Tips - Card Use Guide at the bottom of the page to learn what you need to pay attention to. If you plan to travel overseas and If you need to use an Agricultural Bank of China credit card, please pay attention to the following related matters: 1. Answer the transaction verification call of our bank in a timely manner, and cooperate with the Agricultural Bank of China in risk investigation to ensure the security of the card. 2. If it is inconvenient for customers to answer the transaction verification call (021-61195599) while abroad, it is recommended to call the Agricultural Bank of China customer service hotline 1-2 working days in advance to inform them of your travel arrangements. Agricultural Bank of China will use its discretion to avoid telephone interruption. 3. If you find that your card has stopped paying for overseas consumption, please contact Agricultural Bank of China in time, and Agricultural Bank of China will handle it as soon as possible. 4. Be sure to properly keep important information such as the card, password, CVV code, card validity period, etc., and do not disclose it to others to prevent fraud. 5. Reserve the card owner’s mobile phone number correctly. If it changes, contact the Agricultural Bank of China in time to make changes. 6. When making overseas purchases, please choose regular merchants to use credit cards to avoid card information being skimmed or stolen. If you have any questions, please call the customer service hotline. We apologize for the inconvenience.
How to use the Agricultural Bank of China credit card?
To use the Agricultural Bank of China credit card, you must first call the Agricultural Bank of China to activate the credit card, set the payment password, and then you can use it normally. Credit cards mainly promote consumption. When buying things in some large shopping malls or supermarkets, you can directly swipe the credit card according to your own limit.
This ends the introduction on how to use the Agricultural Bank of China credit card and how to use the Agricultural Bank of China credit card. Have you found the information you need?