Methods to apply for a 0-limit student credit card: 1. Spend more money with the card; 2. Apply for a second card; 3. Provide proof of asset income, etc. Card users can still deposit money into the card and then swipe the card. And if the card usage situation is flexible and the deposit transaction lasts for 3 to 6 months, the card issuer may increase the card limit for the cardholder. When a credit card has a limit, its uses increase. Card users can not only make purchases in advance, but also borrow cash in advance.
What should I do if my student credit card has a limit of 0?
Go to the bank to apply for a credit card. If the card you apply for has a limit, it will be considered a curve limit increase. However, this method may not be feasible, and it is very likely that the card you apply for will not have a limit. Because college students who are card users generally do not have a stable source of income, banks will not grant a large credit limit. If this group of people apply for a credit card without improving their loan qualifications, it is basically not easy to be approved for a high credit limit. . If the personal financial ability improves in the future, such as finding a job and having a stable income, the cardholder can submit this information to the bank, and the bank will know the cardholder after receiving the information on asset income. If your economic level has improved, it will naturally be possible to increase the limit for card users.