Only cards with master logo but without UnionPay logo can be used in China. You need to swipe your card on a POS machine that supports foreign currency credit cards, commonly known as a foreign card machine. The transaction fee is high, and you can also withdraw money from ATM machines that support master, which is also very expensive.

Mastercard international established an internationally accepted credit card system in the late 1950s and early 1960s, and it immediately became popular all over the world. 1966 established the organization of interbank associations. 1969 the bank card association purchased the patent right of MasterCharge, and unified the name and style of the credit card of the issuing bank. In the following ten years, MasterCharge's original name was changed to MasterCard.

At present, there are five major credit card brands, namely VISAInternational and MasterCard International, and three professional credit card companies, namely America Express, Diners Club and JCB Japan International Credit Card Company (JCB).

VISA and Mastercard have established a global alliance of credit card consumption. After domestic banks cooperate with them, credit cards issued by domestic banks can be swiped within the alliance. When you apply for a credit card, you can choose to apply for VISA or MasterCard.

At present, there is little difference between the two international organizations in China, just like Coca-Cola and Pepsi. You can choose which one according to your own preferences. If you often travel in Asia and Australia or spend money by credit card, then I suggest you choose VISA, because VISA accepts more merchants in Asia and Australia and is more convenient to use. The advantages of MasterCard lie in Europe and North America. Friends who often go to Europe and America can choose MasterCard.