The judgment or not does not affect the parties to reach an agreement on repayment. Before, during and after litigation, the parties may negotiate on credit card repayment. But what is more special is that after the lawsuit is over, the effective judgment is legally effective. If the debtor fails to perform the contents of the agreement, the creditor has the right to apply to the enforcement court for enforcement according to the judgment. Of course, the parties can also reach an execution settlement in the execution procedure.

legal ground

Article 230 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that in the course of execution, if both parties reach an agreement through self-reconciliation, the executor shall record the contents of the agreement in the record, which shall be signed or sealed by both parties. If the application executor reaches a settlement agreement with the person subjected to execution due to fraud or coercion, or both parties fail to perform the settlement agreement, the people's court may resume the execution of the original effective legal document upon the application of the parties.