The minimum repayment amount refers to the minimum amount that you should repay (also called the minimum repayment amount). When the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount on the bill, without affecting his credit status, but he cannot enjoy the interest-free repayment period.

calculation method of minimum repayment amount:

minimum repayment amount = consumption amount within the credit line ×1%+ cash advance transaction amount ×1%+ unpaid portion of the minimum repayment amount in the previous period ×1%+ usage amount exceeding the credit line ×1%+ all expenses and interest ×1%.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.