China Construction Bank’s credit cards do have annual fees, but the specific fees vary depending on the card type. For the Dragon Card Standard Platinum Credit Card, the annual fee for the main card is 580 yuan/card/year, and the supplementary card is 300 yuan/card/year. The condition for annual fee reduction is that if the cardholder makes a total of 10 purchases or cash withdrawals by swiping the card (regardless of the amount) within a card-holding year, he or she can enjoy the annual fee exemption for that year. The annual fee for the main card of the Dragon Card Titanium Platinum Credit Card is 380 yuan/card/year, and the annual fee for the supplementary card is 180 yuan/card/year. Cardholders can enjoy it for free as long as they complete 6 purchases or cash withdrawals within a year (the same amount is not limited). The annual fee last year, but this discount is only available before December 31, 2017.

It is worth noting that when China Construction Bank's credit cards use the revolving credit function, they can be used repeatedly within the credit limit and do not need to apply before each use, which provides convenience to cardholders. However, using revolving credit will involve interest. The interest calculation is based on the consumption amount of the previous period's bill. Interest is calculated from the billing date to the repayment date. The daily interest rate is 0.05% and is compounded monthly. This interest will be clearly shown on the next bill. I hope this information will help you understand the annual fee policy of China Construction Bank Credit Card.