There are many ways to make a profit by credit card. You may have just used a credit card, but you don't know much about it. In the future, you will feel that the bank is getting darker and darker. ...

For example, supermarket consumption, they are deducting the handling fee of the merchant.

For example, if you have urgent money, go to the ATM to withdraw it. Then you have to pay the withdrawal fee plus interest. And the interest is calculated by the day. If 1 10,000 yuan is paid back to 5 yuan every day, the interest for one month will be 150 yuan. If you don't pay off before the final repayment date. There will be all kinds of charges waiting for you.

For example, buying a house and a car will cost a lot of money. If you pay by credit card. All kinds of interest expenses there are equivalent to more than three times the interest of bank loans in the same period.

For example, you accidentally failed to repay on time after spending. Well, you may have a headache if you calculate the messy expenses.

And you go to the bank to pay the loan. But if you spent 10 1 yuan, but you only paid back 100 yuan, the bank didn't call you. You'll also have a lot of expenses on your head. ...

In short, banks are not fools. When they send us the card, they must use his profit reason. Otherwise, they are not banks. ...