To open a credit card to collect money, you must first collect money from the flower shop, and then submit a credit card collection application for review.
Take mobile phone Alipay as an example to provide the following methods:
1. Open Alipay and click "My" in the lower right corner, as shown below.
2. Click on the merchant service.
3. Click Settings.
4. Click on the flower bed to collect money.
5. Click to open the credit card to collect money.
6. After uploading the store business license and other materials, click the agreement and submit it.
Finally, just wait for the official approval of Alipay.
How to make a QR code that supports credit card collection?
Credit card QR code collection is divided into two situations: banking department and third party. Third parties include payment codes such as WeChat, and Alipay's payment code temporarily does not support the opening of credit card payment services due to business adjustment.
1. Apply for a bank credit card QR code collection code: We can apply for a credit card QR code collection at the mobile banking, or we can apply at a bank outlet. We need to provide personal ID information, business license information and door photo to the bank.
Second, the application of WeChat credit card QR code collection code
Operating environment:
Brand model: iQOOneo5s
System version: OriginOSOcean
App version: v8.0. 19
We enter "WeChat Payment" in the WeChat search box, click Follow to enter, select "More-Collection and Management", and then click "WeChat Collection Business Edition" to complete the operation according to the prompts. No matter what kind of QR code you open, you need to prove that you are a merchant, so not everyone can apply.
First, credit card swiping skills
1. Customers are advised to swipe their cards one or two days after the bill date. After this transaction is recorded, it is included in the next bill and repaid on the repayment date of next month, so customers can enjoy a longer interest-free period, which can reach about 40 to 50 days. If it is consumed one or two days before the bill date, it is directly included in the current bill and needs to be repaid this month, so the customer will not enjoy a long interest-free period (estimated to be only about ten days).
2. Credit cards should be diversified, and you can choose various merchants for consumption, such as large shopping malls, supermarkets, restaurants, entertainment places and so on.
3. It is best to keep a steady consumption of ten or twenty pens every month, and then occasionally you can spend a lot, especially on holidays. After a large amount of consumption, you can properly handle the installment (the number of installments should not be too long, just 3 to 6 installments) to let banks know that they have a great demand for the quota.
Second, credit card precautions
1. Be sure to swipe your card during the normal business hours of the merchant, don't always swipe your card in the early morning or midnight, don't always spend money in the same merchant, and don't swipe your card frequently in large amounts to avoid being suspected of cashing out by the bank.
2. Don't empty or swipe your credit card frequently, otherwise the risk of credit card account will increase easily, and the bank may control the risk. If the credit card is overdrawn, it may also lead to the card being blocked.
How to deal with the QR code of credit card?
There are many QR codes that can be used to swipe credit cards, such as Alipay receipt code, WeChat receipt code and UnionPay wallet. Take the processing flow of Alipay payment code as an example:
1. Open the Alipay APP and search for "merchant service" on the home page;
2. After entering the merchant service, click "Merchant Tools-Collection Code" in turn, and then apply according to the page prompts;
3. After obtaining the Alipay receipt code, find and open "Flower Receipt" in the merchant service, and you can pay by credit card.