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Is it reliable to apply for a credit card from Shanghai Pudong Development Bank?

The Shanghai Pudong Development Bank card gift box is a complete scam, please don’t fall for it

First, the Pudong Development Bank credit card is a big scammer. However, some banks have it. The conditions for applying for a credit card are:

1. The minimum application age specified by the bank is 18 years old, and the maximum application age is 60 years old;

2. A second-generation ID card is required. ;

3. Proof of employment and income stamped with the financial seal of the unit;

4. No bad credit record;

5. Other proof of financial resources, Such as real estate, cars, stocks, bonds, etc.

2. Materials required to apply for a credit card:

1. Applicant’s ID card;

2. Apply for the bank’s credit card application form;

3. Proof of employment and income certificate stamped with the financial seal of the unit;

4. Individual private operators need an individual business license and tax returns for the past three months;

5 .Other financial resources proof: income tax withholding certificate; copy of self-owned real estate certificate; copy of self-owned car driving license.

3. Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open the card, etc. Code letter.

1. For large credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the regulations of the bank. Generally speaking, property certificates include: real estate, cars, financial products, etc. in the personal name. Taking Minsheng Bank as an example, its large-deposit credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000). If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million. However, the bank did not accept the vehicle title certificate. China Guangfa Bank and China Merchants Bank accept vehicle-related certificates.

2. The second most effective method: apply for a card with a card. Applying for a card with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card. When applying for a large credit card, according to the bank's scoring system standards, certain conditions are most applicable, such as a good credit record, a superior career, stable high income, high deposits, etc.

Is it true that I received a text message from Shanghai Pudong Development Bank saying that it has pre-approved a VIP credit card for me?

It is not true that I received a text message from Shanghai Pudong Development Bank saying that it has pre-approved a VIP credit card for me. According to the relevant information, receiving a text message from Shanghai Pudong Development Bank saying that it would pre-approval a VIP credit card for me is an act and a low-level trick by scammers. Do not believe it and do not click on any links in unknown text messages. If you have applied for a VIP credit card, you will not be charged again later. If you have any information, you can call us to inquire about the specific situation.

Is Shanghai Pudong Development Bank a scammer bank? Please give me some advice, all my information was deceived by a scammer claiming to be Shanghai Pudong Development Bank!

Shanghai Pudong Development Bank is not a scammer’s bank. If you suspect you have been deceived, you should call 110 to call the police in time.

It refers to the act of defrauding large amounts of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession. Academic, also known as academic fraud, academic deception, etc., can broadly refer to any form of academic-related fraud. Yan Xijun, a representative of the National People's Congress, believes that punishment of academic misconduct should be strengthened. In particular, for those who defraud support funds through false topics or projects, or even harm the interests of others or society with false results, it is recommended to establish an independent "academic fraud crime" and impose severe penalties. Academic fraud involving high technology, high positions, and high intelligence must be severely punished.

Crime composition: (1) Object elements. The object of this crime is the ownership of public and private property. Although some criminal activities also use certain deceptive methods and even pursue certain illegal economic interests, the objects they infringe are not or are not limited to public and private property ownership. Therefore, it does not constitute a crime.

For example: abducting and trafficking women and children is a crime of infringement of personal rights. (2) Objective elements. This crime objectively manifests itself as using fraudulent methods to defraud a relatively large amount of public or private property. First of all, the perpetrator committed a fraudulent act. Formally speaking, the fraudulent act includes two categories: one is fabricating facts and the other is concealing the truth; in essence, it is an act that causes the victim to fall into a wrong understanding. The content of a fraudulent act is to cause the victim to have a wrong understanding under specific circumstances and make the property disposition desired by the perpetrator. Therefore, whether it is fabrication or concealment of past facts, as long as it has the above content, it is a fraudulent act. If the content of the fraud does not enable them to make property dispositions, it is not a crime of fraud. Fraudulent behavior must reach the level that ordinary people can have misunderstandings. If the goods sold are exaggerated and do not exceed the tolerance of society, it is not fraudulent behavior. There are no restrictions on the means and methods of fraudulent behavior. It can be verbal fraud or behavioral fraud; the fraudulent behavior itself can be either an act or an omission, that is, there is an obligation to inform a certain fact, but this obligation is not fulfilled. If the other party falls into a wrong understanding or continues to fall into a wrong understanding, and the perpetrator takes advantage of this understanding to mistakenly obtain property, it is also an act of fraud. According to the provisions of Article 300 of this Law, those who organize and use sects, cult organizations, or use superstition to defraud property will be punished as a crime. (3) Subject requirements. The subject of this crime is a general subject. Any natural person who has reached the legal age of criminal responsibility and has the ability to commit criminal responsibility can commit this crime. (4) Subjective elements. The subjective aspect of this crime is direct intention and the purpose of illegally possessing public and private property.

That’s it for the introduction to the Shanghai Pudong Development Bank credit card scam.